TESTIMONIALS...
"Tirone’s book is a good overview of protecting and correcting your own credit. Good credit should be guarded by all, especially entrepreneurs. Become and remain bankable!"
- William H. Crookston, Ph.D., Professor of Entrepreneurship, University of Southern California
"7 STEPS TO A 720® CREDIT SCORE is a clear and powerful process for reinventing oneself financially. It provides motivation for people trying to take control of their financial future. I would like to see all real estate agents read this book both for themselves and their clients."
- Floyd Wickman, CSP, CPAE, Speakers Hall of Fame
"The 7 STEPS TO 720® have changed my life. Years ago, I hit some hard times. Even my own bank refused to give me a secured credit card. Then I read 7 STEPS TO A 720® CREDIT SCORE. I did everything Philip said. Less than two months later, my score jumped to 718! Almost overnight, I've gone from not qualifying for a secured card to being less than a year away from a home loan."
- Tim Michaels, Santa Monica, CA
"Managing your credit is one of the core secrets of success, which makes 7 STEPS the perfect resource for people who have great credit, bad credit, or no credit at all. Tirone’s book teaches you everything you ever needed to know about credit."
- Jennifer Kushell, author of the New York Times bestseller, Secrets of the Young & Successful
"The numbers say it all: My score increased 140 points in five months. I’m sighing with relief !"
- Brad Bertram, Kaysville, UT
"I learned how to increase my credit score from 671 to 758 in just four months. Because of the 7 STEPS TO A 720®, I can now afford a lot more house and keep my payments the same."
- Andre M. Jones, North Hills, CA
"With one single step, my highest credit score jumped to 780! Having this made it possible for me to qualify for a low-interest loan for an investment property I just purchased."
- Kim Davis, Los Angeles, CA
"By increasing my score to 720, I saved thousands of dollars on my mortgage, car loan, and credit cards. What a phenomenal tool!"
- Lee Camblin, Sandy, UT
"As a realtor, I’m responsible for making my clients’ dreams come true, and I couldn’t do that without the 7 STEPS. Time and time again, the 7 STEPS have given my clients the ability to qualify for the best home loans available. In fact, every homeowner, homebuyer, realtor, and mortgage broker in the country needs a copy of 7 STEPS TO A 720® CREDIT SCORE!"
- Erik Flexner, Innovative Realtors, Marina del Rey, CA
"7 STEPS TO A 720® CREDIT SCORE really opened my eyes. The book gave me concrete and easy-to-follow advice on how to turn things around. For that alone, it was worth the investment. But the thing that struck me is that Philip really cares. He doesn’t just want more business. He genuinely wants to help people repair their credit, buy a home, and get the best rates. I only wish I lived in his area so he could be my mortgage broker."
- Sarah Baker, Bozeman, MT
"As a result of these simple steps, we raised our scores and secured a 30-year fixed-rate mortgage at 6.5 percent interest, and we were able to get some cash back to do home improvements. The new gas barbeque arrives next week, just in time for some summer grilling!"
- Steve and Jennifer Goldstein, Los Angeles, CA
"With scores just above 600, my wife and I struggled to get loans. We desperately wanted to raise our scores, but we didn’t know how. After all, we had never paid a single bill late. What more could we do? Thank goodness for Philip X. Tirone and 7 STEPS TO A 720® CREDIT SCORE. After applying the 7 STEPS, both our scores jumped within three months. Now we are always approved, and we have saved about $500 a month in interest payments."
- Shawn Bucher, Kaysville, UT



